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TERMS AND CONDITIONS: © Copyright 2018 CORNERSTONE GROUP ™. All rights reserved. Please read these terms and conditions carefully. As used herein, CORNERSTONE GROUP ™ means CORNERSTONE GROUP ™ and its affiliates.  The CORNERSTONE GROUP ™ Web sites are comprised of various sites operated by CORNERSTONE GROUP ™ and its affiliates (collectively, "our Sites").  By accessing our Sites, you are indicating that you have read, acknowledge and agree to be bound by these Terms of Use. By accessing these pages, you agree to be bound by all terms and conditions. Certain pages of our Sites and links of affiliate sites may contain separate terms and conditions which are in addition to our Terms of Use. CORNERSTONE GROUP ™ reserves the right in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on our Sites and to change our Terms of Use at any time. The information contained on our Sites was gathered from various sources and we do not guarantee the accuracy of any information contained on our Sites. A printed copy of these Terms of Use shall be admissible in any judicial or administrative proceeding.

NO UNAUTHORIZED USE: Unauthorized use of the CORNERSTONE GROUP ™ Sites, servers and systems, including, but not limited to, unauthorized entry into CORNERSTONE GROUP'S servers and systems, misuse of passwords or any other information is strictly prohibited. You may not use our Sites in any manner that could damage, disable, overburden, or impair any CORNERSTONE GROUP ™ Sites or service or interfere with any other party's use and enjoyment of any of the CORNERSTONE GROUP ™ Sites or services. You may not attempt to gain unauthorized access to any of the CORNERSTONE GROUP ™ Sites, servers or services, computer systems or networks connected to any of the CORNERSTONE GROUP ™ Sites or services through hacking, password mining or any other means. You agree that you will not engage in any activities related to our Sites that are contrary to all applicable laws and regulations.

TRADEMARK AND COPYRIGHT NOTICES: If you view or download any information or software from our Sites, you agree that you will not copy it or remove or obscure any copyright or trademark or other similar notices or legends contained in the information or software. The material contained on our Sites and on all of our affiliated sites, including all portions of all of our Sites, content, site design, text, graphics, and the selection and arrangement thereof are, unless otherwise specified, copyright, CORNERSTONE GROUP ™, and are protected by Canadian, U.S. and international copyright laws.  All rights reserved. 
The trademarks CORNERSTONE GROUP and Design, CORNERSTONE GROUP, CORNERSTONE GROUP (TM), Strategic Counsel (TM), Due Diligence Plus (TM) and their affiliate sites are Web sites and domain names created, owned and operated by CORNERSTONE GROUP ™ and all related names, words, titles, phrases, logos, icons, graphics or designs are trademarks of CORNERSTONE GROUP ™.  All other trademarks, product names, company names or logos appearing on all of of our Sites are the property of their respective owners.

LINKS TO OTHER SITES: Our Sites contains links to third-party Web sites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by CORNERSTONE GROUP ™ of any information contained in any third-party Web site. In no event shall CORNERSTONE GROUP ™ be responsible for the information contained on that site or your use of or inability to use such site. The terms and conditions of the third-party site, including the site's privacy policy, may be different from those applicable to our Sites. 

LIMITATION OF LIABILITY: CORNERSTONE GROUP ™ does not warrant the quality, accuracy or completeness of any information contained on our Sites; such information is provided on an "as is," "where is," and "where available," basis without warranty or condition of any kind. No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to our Sites. Neither CORNERSTONE GROUP ™ nor any of its directors, officers, employees or agents, will be responsible to you or to any other party for any loss or damage including any indirect, special, incidental or consequential losses or damages of any nature that could result from your use of our Sites or from the interception by third parties of any information or services made available to you via our Sites. Your use of our Sites is at your sole risk and this Disclaimer constitutes an essential part of your agreement. to these Terms of Use. CORNERSTONE GROUP ™ cannot and does not guarantee continuous, uninterrupted or secure access to our Sites.

INDEMNIFICATION: You agree to defend, indemnify and hold CORNERSTONE GROUP ™ and its affiliates harmless from and against any and all loss, actions, claims, damages, costs and expenses, including legal fees and disbursements on a full indemnity basis, arising from or related to your use of our Sites. This provision shall survive the termination of this Agreement and shall remain in full force and effect. 

NOT A SOLICITATION: Our Sites are for informational purposes only and do not constitute an offer to sell or a solicitation of an offer to buy any security or to provide any investment advice or service which may be referenced herein.  The information and services provided on our Sites is not provided to and may not be used by any person or entity in any jurisdiction or country where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority, any regulatory or self-regulatory organization, or any clearing organization or where the use of such information would subject CORNERSTONE GROUP ™ and its affiliates to any registration requirement within such jurisdiction or country. Some products and services described on our Sites may not be available in all jurisdictions or to all clients. You agree that these Terms of Use for our Sites shall be governed by and construed in accordance with the laws of the Province of Ontario, and the laws of Canada applicable therein, without regard to conflict of laws provisions. Any action or proceeding by you arising out of or related to this Agreement or to our Sites must be brought in the courts of the Province of Ontario located in Toronto, Ontario, Canada.

ELECTRONIC COMMUNICATIONS MONITORING: Your use of the products and services on our Sites may be monitored by CORNERSTONE GROUP ™ for its internal business purposes. CORNERSTONE GROUP ™ reserves the right to monitor all electronic communications subject to and in accordance with local laws. CORNERSTONE GROUP ™ reserves the right to monitor and review the content of all messages and communications sent to or from the email addresses noted on our Sites and messages sent to or from these email addresses will be stored on the CORNERSTONE GROUP ™ servers and systems. Personal and corporate information may be collected when a user conducts activities on or related to all Websites of CORNERSTONE GROUP ™ and its affiliates. This may include IP addresses, cookies, Web beacons and links to other sites. This information may also include domain names, access times and referring Website addresses.The services of CORNERSTONE GROUP ™ may be co-branded and offered with another firm or entity and similar information may be collected in conjunction with the co-branded services. CORNERSTONE GROUP ™ may use third parties in various jurisdictions to perform services for CORNERSTONE GROUP ™. This may involve the transfer of certain information to these third parties.  This information is subject to the laws of those jurisdictions with respect to the disclosure of this information.

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If you have any questions or concerns regarding these Terms of Use for our Sites or relating to our Protocols and Privacy Policies, please email